🇬🇧 UK Home Cover

Your home covered.
From £18 a month.

Boiler breakdowns, plumbing disasters, electrical faults — Hearth has you covered 24/7. No call-out fees, no nasty surprises.

★★★★★ 4.8 on Trustpilot
🔒 FCA Regulated
🛠️ 24/7 Emergency Line
⚡ Same-day engineers
Get your instant quote
Takes 2 minutes. No obligation.
Step 1 of 5
What's your postcode?
We'll use this to check your area and connect you with a local engineer.
About your property
Select the option that best describes your home.
Do you own or rent?
Both homeowners and tenants can get covered.
Tell us about your boiler
Don't worry if you're not sure — a rough idea is fine.
Boiler type
Check your boiler or paperwork if unsure.
How old is your boiler?
Older boilers may carry a small surcharge.
Choose your cover level
All plans include annual boiler service & 24/7 emergency line.
Starter
£18/mo
Boiler service
Boiler & controls
Essential
£20/mo
Boiler service
Boiler & controls
Central heating
Premium
£25/mo
All Essential
Plumbing
Drainage
Complete
£29/mo
All Premium
Electrics
Pest & Security
Almost there 🎉
Tell us a bit about yourself and we'll get everything set up.

By submitting you agree to be contacted by Hearth. We never share your data with third parties. You can opt out at any time.

✅
You're all set!
A Hearth specialist will call you within 2 working hours to confirm your cover and arrange your first boiler service.
Plan selected—
Monthly price—
Postcode—
Name—
📋 Reference: HC-000000 · Check your email for next steps

Simple Process

Cover sorted in 3 easy steps.

1

Get your instant quote

Enter your postcode and tell us about your home. Takes under 2 minutes. No jargon, no paperwork.

2

Pick the right plan

From basic boiler cover to full home emergency protection — choose what suits your home and budget.

3

We'll book your first service

Your cover starts immediately. We'll arrange your annual boiler service at a time that suits you.

Cover Plans

Pick your level of protection.

Starter
£18/month
✓
Annual boiler service
✓
Boiler & controls
✓
Up to £1,500 repairs
✓
£750 replacement contribution
✕
Central heating
✕
Plumbing & drainage
✕
Electrics & security
Most Popular
Essential
£20/month
✓
Annual boiler service
✓
Boiler & controls
✓
Up to £1,500 repairs
✓
£750 replacement contribution
✓
Central heating system
✕
Plumbing & drainage
✕
Electrics & security
Premium
£25/month
✓
Annual boiler service
✓
Boiler & controls
✓
Up to £1,500 repairs
✓
Central heating system
✓
Plumbing (stopcock to tap)
✓
Internal & external drainage
✕
Electrics & security
Complete
£29/month
✓
Everything in Premium
✓
Electrics & fuse box
✓
Doors, windows & locks
✓
Pest control (rats, wasps)
✓
£1,000 per non-boiler repair
✓
24/7 emergency helpline
✓
No call-out charges

Why Hearth

Built around your home.

🛠️

24/7 emergency line

Engineers available around the clock. One call and we're on it — day or night.

⚡

Same-day response

Most emergency call-outs attended within 4 hours. We don't leave you waiting in the cold.

💷

No call-out fees

Zero hidden charges. What you pay monthly is what you pay. Full stop.

🔧

Annual boiler service

Included on every plan. Helps your boiler run efficiently and flags issues before they become emergencies.

🏠

UK-based engineers

Every engineer is Gas Safe registered, vetted, and local to your area.

📱

Manage online

Book services, track claims, and access your policy docs any time from your Hearth account.

🔒

FCA regulated

Fully authorised and regulated by the Financial Conduct Authority. Your cover is protected.

↩️

30-day money back

Not happy in your first month? We'll give you a full refund, no questions asked.

Customer Stories

50,000+ homes covered and counting.

★★★★★
"Boiler packed in on a Friday night in January. Hearth had an engineer at my door by 9am Saturday. Fixed in under an hour. Genuinely lifesaving."
Mark T. · Complete Plan · London
★★★★★
"Had three other cover providers before Hearth. The difference is unreal. Actually picks up the phone. Actually sends an engineer. Actual service."
Priya M. · Essential Plan · Manchester
★★★★★
"Signed up after a nightmare with a blocked drain. Within 24 hours Hearth had sorted it. Worth every penny. The annual boiler service alone justifies the cost."
Steve H. · Premium Plan · Bristol

Questions

Frequently asked questions.

Cover begins on the date you sign up. However, the first 30 days are a validation period — claims for pre-existing faults cannot be made in this window. This keeps costs fair for everyone.
No. There are no call-out fees, no hidden charges and no excess payments on any Hearth plan. Your monthly price is the only price.
Yes. Hearth operates on a rolling monthly basis with no minimum term. Cancel any time with no penalty — and we'll refund any unused days in your current month.
Boilers under 12 years old are covered at our standard rates. Oil and LPG boilers carry a small £6/month surcharge. Boilers over 12 years can still be covered — a specialist will discuss your options when they call.
Absolutely. Hearth covers both homeowners and tenants. If you're a tenant, it's worth checking your tenancy agreement — your landlord may already have some cover in place. Either way, you're welcome to get additional cover for peace of mind.
For emergency breakdowns, we aim to have an engineer with you within 4 hours. For non-urgent work and annual services, we'll agree a convenient appointment — typically within 3–5 working days.
Boiler cover from £18/month — no call-out fees